PEAK FINANCIAL: Offering Loans in Kalispell, Montana
Peak Financial is a locally owned lender serving Montana. Catering to those in need of second-chance lending, we specialize in financing up to $10,000.00 for those who may be having difficulty obtaining a traditional loan through their bank or credit union, due to bruised or limited credit. Peak Financial deals primarily in secured loans, but we do some unsecured loans in small amounts, all of which are based upon approval after completing an application. In most cases the entire process, from application to loan closing, can be completed in one day. Our loans are managed in this office, from application to payoff.
Branch manager Debbie Sidor has been in the consumer loan industry for 20+ years providing excellent customer service. As previous branch manager of American General Finance in Kalispell, she understands that you may hit a bump in the road due to medical, divorce, bankruptcy, or loss of job. When unexpected circumstances arise and your credit takes a hit, Peak Financial may just be able to help you.
While most lenders may base their lending decisions solely on credit scores, Peak Financial will evaluate payment histories on credit reports as well as consider non-traditional credit information such as:
- In-house payment histories
- Rent payment histories
- Employment stability
- Residency stability
Bruised credit, i.e., judgments, collections, or bankruptcy are often forgiven, based on other strengths as listed above.
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