Loan Application for Peak Financial

YOU MUST READ AND AGREE TO THE TERMS OF THIS LOAN FEE SCHEDULE BEFORE YOU WILL BE ALLOWED TO SUBMIT A LOAN APPLICATION

EXAMPLES OF TOTAL COSTS:

Cash advance $1,000.00

• Amount Financed $1,000.00
• Payable in 12 monthly installments of $100.46 per month
• Finance charge $205.52
• Total of payments $1,205.52, APR 36.00%

Cash advance $10,000.00

• Title registration fee $8.00
• Amount financed $10,008.00
• Payable in 36 monthly installments of $377.05 per month
• Finance charge $3,565.80
• Total of payments $13,573.80, APR 21.00%.

DEFERRAL CHARGE: The Lender may, at any time, grant a deferral postponing the scheduled due date of the earliest unpaid installment and all subsequent installments as originally scheduled or as previously deferred for a period of time determined by the Lender in exchange for a deferral charge. The deferral charge is computed in accordance with Section 3 2-5-301(3)(a),(b), and(c), MCA.

LATE CHARGE: If any payment is more than 10 days past due, a late charge of 5 cents may be collected on each $1.00 or part of $1.00 of the unpaid amount of the payment, or $15.00 whichever is greater. No late charge shall exceed $50.00.

ATTORNEY FEES: You agree to pay reasonable attorney fees and court costs arising from the collection or enforcement of this Combination Note, Security Agreement, and Federal Disclosure Statement, provided Lender receives a favorable final judgment.

DISHONORED CHECK FEE: In the event any check, draft or instrument I give Lender as a full or partial payment under this agreement is dishonored, returned to Lender as an insufficient funds instrument or dishonored for any other reason, I will pay to Lender a fee of $25.00.